On my website you can find properties for sale easily. I am always available to help you…just email Linda@LindaMoran.com
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As a Best Image Agent, Linda received the Long & Foster Realtors, Inc. Top Producer award for the entire Eastern Shore in Sales and the Top Producer Award for the Ocean City Office for 2006, 2007, 2009 and 2010. Prudential PenFed Realty Chairmans Club and top agent in Ocean City West Office for 2008, 2009, 2010 and 2011. When searching for condos in Ocean City and homes in Ocean Pines use me as your BestImageAgent.
Ocean City, MD and Ocean Pines (Berlin) real estate is a popular location for people from the East Coast to visit every summer. We have condos, town homes, 55+ communities, planned communities, vacation property, and investment property all for sale from the Assawoman Bay to the Atlantic Ocean. My Team and I are experts in the condo market, resale market and also experts in new construction condo sales. Ocean City is an All American tourist attraction with the beaches, the boardwalk, shopping, restaurants and fishing, golf (some of the best in the nation) and boating. From the Ocean side to the Bay side and from condos to town homes and single families we have it all. Many are attracted to the golf courses, Ocean Pines Beach Club, indoor and outdoor pools and tennis. Stroll on the boardwalk or on the beach and enjoy the Good Life! We are a tank full of gas away from No. VA, Washington, D.C, parts of Pennsylvania, West Virginia, New Jersey and New York. Make Ocean City or Ocean Pines your 2nd home soon while the prices and interest rates and low. If you are looking for an expert in the condo market, or an expert in Ocean Pines single family home market or just a beach get-a-way; We are just a click away….
Linda Moran http://www.realestateoceancity.net
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
Linda A. Moran Prudential PenFed Realty 12308 Ocean Gateway, Suite 1 Ocean City, MD 21842 1-800-367-7350X128 Direct: 410-520-2628 Fax: 410-213-7088 email: Linda@LindaMoran.com
Linda Moran has been providing real estate services to buyers and sellers for over 30 years. She knows the real estate market and can provide you with up to date information regarding the area and surroundings. Call Linda at any of her numbers to chat or email her. She stays on-line and has advanced communications to assist you quickly.
www.realestateoceancity.net
is brought to you by Linda A. Moran, real estate for
Ocean City, Ocean Pines and Berlin, Maryland