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Feature Property - Astoria

$375,000 REDUCED $55,000

Photo of Coastal Hwy at 45th St #205, Ocean City, MD, 21842.

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Astoria Primary

Address: Coastal Hwy at 45th St #205	City/ST: Ocean City, MD	Zip Code: 21842
Location: Ocean City, MD 21842	Property Type: Condo	New or Resale: Resale
Square Footage: 1171	Bedrooms: 2	Bathrooms: 2
MLS# 447770	Property Tax: 3759.	Monthly Rent Estimate: $2,166

Unit in great condition, ready for you to move in! Fully furnished. Featuring gas fireplace w/built in entertainment center. Rooftop swimming pool, fitness center and storage lockers. Less than one block to beach. Great investment property, generating income of over $26K in 2007 and over 18K in 2008. Buyer must honor 2009 rentals

Last Updated: 8/6/2010 10:12:02 AM

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Astoria Primary
Living Room
Living Room
Dining room
Kitchen
Kitchen & Breakfast bar
Fireplace
Master Bedroom
Master Bath
Master Bath
Bedroom 2

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Linda A. Moran, REALTOR�, real estate agent and broker for Ocean City, Ocean Pines and Berlin, Maryland home listings, property and land for sale

Linda A. Moran
Prudential Carruthers Realtors
12308 Ocean Gateway, Suite 1
Ocean City, MD 21842
1-800-367-7350X128
Direct: 410-520-2628
Fax: 410-213-7088
email: LindaMoranRealtor@comcast.net
Linda Moran has been providing real estate services to buyers and sellers for 30 years. She knows the real estate market and can provide you with up to date information regarding the area and surroundings. Call Linda at any of her numbers to chat or email her. She stays on-line and has advanced communications to assist you quickly.

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