Ocean City and Ocean Pines real estate and homes for sale in Maryland - Linda A. Moran, REALTOR® Linda A. Moran REALTOR(r) for Ocean City and Ocean Pines, Maryland real estate - NUMBER1EXPERT™ Linda A. Moran NUMBER1EXPERT(tm) for Ocean City and Ocean Pines, Maryland real estate
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Linda A. Moran, REALTORŪ, real estate agent and broker for Ocean City and Ocean Pines Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)


From the Bay to the Beach and Everything in between is my motto, so call me for updates on Ocean City, West Ocean City and the surrounding areas.


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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Linda A. Moran is one of The Top Selling Real Estate Experts™
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Why Buyers Choose Me: Ocean City and Ocean Pines Maryland home buying, real estate listings, and homes for sale in Worcester                      County, MD
Welcome > For Buyers > Why Buyers Choose Me ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Ocean City and Ocean Pines area Realtor, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Ocean City and Ocean Pines market, even listings not yet on the MLS, through my professional Maryland real estate affiliations. 

- My expert local knowledge of the Ocean City and Ocean Pines area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Ocean City and Ocean Pines is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Ocean City and Ocean Pines area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email me for help, or to have your questions answered. There are no dumb questions! Fill out this form and I'll get right back to you...
 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What is considered to be one of the soundest long-term investments?

A 
Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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Linda A. Moran, REALTORŪ, real estate agent and broker for Ocean City and Ocean Pines Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda A. Moran
Long & Foster Real Estate, Inc.

12216 Ocean Gateway
Ocean City
MD 21842
800-693-4031x8570
877-846-2440
443-614-2261
email: LindaMoranRealtor@comcast.net

Linda Moran has been providing real estate services to buyers and sellers for 28 years. She knows the real estate market and can provide you with informed information regarding the area and surroundings. Call Linda at either of her toll free numbers to chat or email her. She stays on-line and has advanced communications to assist you quickly.

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Long & Foster Real Estate, Inc. real estate and homes for sale in Ocean City and Ocean Pines Maryland

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