Ocean City and Ocean Pines real estate and homes for sale in Maryland - Linda A. Moran, REALTOR® Linda A. Moran REALTOR(r) for Ocean City and Ocean Pines, Maryland real estate - NUMBER1EXPERT™ Linda A. Moran NUMBER1EXPERT(tm) for Ocean City and Ocean Pines, Maryland real estate
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Linda A. Moran, REALTORŪ, real estate agent and broker for Ocean City and Ocean Pines Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)


From the Bay to the Beach and Everything in between is my motto, so call me for updates on Ocean City, West Ocean City and the surrounding areas.


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Mortgage Prequalification: Ocean City and Ocean Pines Maryland home buying, real estate listings, and homes for sale in Worcester                      County, MD
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Ocean City and Ocean Pines Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
What is considered the oldest surviving non-native building in the U.S.?

A 
The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
See More Real Estate Trivia >



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Linda A. Moran, REALTORŪ, real estate agent and broker for Ocean City and Ocean Pines Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda A. Moran
Long & Foster Real Estate, Inc.

12216 Ocean Gateway
Ocean City
MD 21842
800-693-4031x8570
877-846-2440
443-614-2261
email: LindaMoranRealtor@comcast.net

Linda Moran has been providing real estate services to buyers and sellers for 28 years. She knows the real estate market and can provide you with informed information regarding the area and surroundings. Call Linda at either of her toll free numbers to chat or email her. She stays on-line and has advanced communications to assist you quickly.

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Long & Foster Real Estate, Inc. real estate and homes for sale in Ocean City and Ocean Pines Maryland

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