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If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
Linda A. Moran Prudential Carruthers Realtors 12308 Ocean Gateway, Suite 1 Ocean City, MD 21842 1-800-367-7350X128 Direct: 410-520-2628 Fax: 410-213-7088 Cell: 443-614-2261 email: LindaMoranRealtor@comcast.net
Linda Moran has been providing real estate services to buyers and sellers for 30 years. She knows the real estate market and can provide you with up to date information regarding the area and surroundings. Call Linda at any of her numbers to chat or email her. She stays on-line and has advanced communications to assist you quickly.
www.realestateoceancity.net
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Real estate agent(s) for Ocean City, Ocean Pines and Berlin, Maryland